Advanced-CAMS-Audit Valid Exam Syllabus | 100% Free Efficient Braindumps Advanced CAMS-Audit Certification Exam Pdf
Advanced-CAMS-Audit Valid Exam Syllabus | 100% Free Efficient Braindumps Advanced CAMS-Audit Certification Exam Pdf
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ACAMS Advanced-CAMS-Audit Exam Syllabus Topics:
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Braindumps Advanced-CAMS-Audit Pdf & Certification Advanced-CAMS-Audit Questions
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ACAMS Advanced CAMS-Audit Certification Exam Sample Questions (Q45-Q50):
NEW QUESTION # 45
Which can be excluded from an audit report?
- A. The risk or control framework or other criteria used as a basis for the overall opinion
- B. The scope, including the time period to which the opinion pertains
- C. The overall opinion judgment, or conclusion reached
- D. Overall opinions, judgments or conclusions reached in prior audit reports
Answer: D
Explanation:
Exclusion from Current Audit Reports:
* Prior conclusions are relevant for context but do not belong in the current report, which should focus on new findings and opinions.
Other Options:
* The risk framework, scope, and current conclusions are integral to the current audit report.
NEW QUESTION # 46
When evaluating an AML training program tor CFT functions the auditor should verify that:
- A. attendees have completed post-course surveys.
- B. tailored training has been provided to AML and CFT staff.
- C. ethics training has been delivered to senior management.
- D. interns and third parties are not included.
Answer: B
Explanation:
These answers are aligned with best practices and principles outlined in FATF recommendations and the context of AML/CFT risk management and training standards. If further detailed references are required, feel free to ask!
NEW QUESTION # 47
The auditor identifies that the bank has launched trade finance services this year.When rating the various themes of the risk mitigants, which are expected to be impacted by the launchof these services? (Select Three.)
- A. M1.2
- B. M5.2
- C. M1.1
- D. M3.2
- E. M2.1
- F. M4.2
Answer: C,E,F
Explanation:
* M1.1 - Risk Identification and AssessmentTrade finance introduces new types of risks such as exposure to cross-bordertransactions, multiple parties, and complex financial instruments. These elements necessitate a reassessment of existing risk frameworks to identify new vulnerabilities, including trade-based money laundering (TBML). As detailed in the CAMS-Audit guidance, financial institutions must periodically update their risk assessments to reflect changes in products and services.
* M2.1 - Enhanced Due Diligence (EDD) on High-Risk CustomersTrade finance clients often involve politically exposed persons (PEPs), entities in high-risk jurisdictions, or complex supply chains.
According to FATF Recommendation 10 and CAMS standards, banks must enhance customer due diligence measures, including obtaining additional information on the customer's source of funds, beneficial ownership, and the nature of the business.
* M4.2 - Transaction Monitoring SystemsThe complexity of trade finance transactions requires robust monitoring systems capable of identifying unusual patterns indicative of money laundering or terrorist financing. These systems must be calibrated to flag discrepancies in trade documentation, over- or under-invoicing, and deviations from expected trade flows, as emphasized in the FATF Recommendations and CAMS-Audit references.
References from Advanced CAMS-Audit Documents:
* AML/CFT-document references specify the need for updated risk assessments and transaction monitoring systems aligned with international AML standards for new services.
* FATF Recommendations provide a framework for enhanced due diligence and risk-based approaches for trade finance.
NEW QUESTION # 48
When reviewing changes to the organizational structure of an AML department, which factor should an auditor assess?
- A. Business reporting lines
- B. Staffing levels on the AML team
- C. Changes in board members
- D. Interaction with internal audit
Answer: B
Explanation:
Key Assessment Factors for AML Structure Changes:
* Staffing levels ensure the AML department has adequate resources to meet its obligations, especially in light of new responsibilities or organizational changes.
Irrelevant Options:
* A:Interaction with internal audit is important but not directly tied to structural changes.
* C:Changes in board members are governance-related, not operational AML concerns.
* D:Reporting lines are relevant but secondary to resource adequacy.
NEW QUESTION # 49
An auditor is writing the scope for an AML review of a financial institution. The objective is to evaluate how effectively existing controls are designed and operating. Which areas should be assessed? (Select Two.)
- A. Client base stability
- B. Recent audit findings
- C. Clients of the institution for more than 10 years
- D. Previous correspondent banking relationships
- E. AML corporate governance
Answer: B,E
Explanation:
Recent Audit Findings:
* Reviewing past findings ensures the institution has addressed previous deficiencies and allows the auditor to assess the effectiveness of implemented corrective actions.
AML Corporate Governance:
* Corporate governance is a critical component of AML compliance, involving oversight structures, policies, and accountability mechanisms to prevent money laundering risks.
Alignment with CAMS-Audit Principles:
* Advanced CAMS-Audit emphasizes evaluating governance structures and learning from recent audits to maintain robust AML controls.
NEW QUESTION # 50
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